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| Schedule of Charges |
| Effective Date: 6 December 2008 |
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| Foreign Currency Deposit and Withdrawal Fees |
| Effective Date: 18 June 2008 |
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| Conditions and Fees of Services Related to Foreign Currency Deposits |
| Effective Date: 18 June 2008 |
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| Deposit Rates (Percentage Per Annum) |
| Effective Date: 22 August 2008 |
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| Foreign Currency Deposit Interest Rates |
| Effective Date: 18 June 2008 |
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| Interest Rates and Actual Reasonable Expenses Related to Loans |
| Effective Rate: 6 November 2008 |
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| Summary of Statement of Assets and Liabilities |
| As at 30 September 2008 |
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