Fees and Charges & Terms and Conditions
- For credit cards approved before 22 August 2012, cash advance withdrawal limits are pegged to your available credit limit. For credit cards approved on or after 22 August 2012, the cash advance withdrawal limit is up to 70% of the approved credit limit of your card.
- Maximum withdrawal amount from an OCBC ATM is S$1,000 per transaction up to your available credit limit, subject to a maximum of S$20,000 per day. Overseas ATMs may have different maximum withdrawal limits.
- A Cash Advance Fee of S$15 or 6% on the amount withdrawn, whichever is greater, applies for each Cash Advance transaction.
- Cash Advance interest of 28.92% p.a (minimum S$2.50) will be calculated on a daily basis and levied on the amount withdrawn from the withdrawal date until full payment. Interest subject to compounding if the monthly interest charges are not repaid in full.