Balance Transfer

Consolidate outstanding balances for lower interest rates

Transfer your outstanding debt from non-OCBC credit cards or personal lines to OCBC for a low interest rate for 6 months.

  • Outstanding Bank Loans
  • Credit Card Debts
Balance Transfer

0% a year (EIR 6.20% a year)

for 6 months with a one-time fee of 3%

*Standard interest rates are for illustration only.

2 ways to apply

Via online banking

Submit an online application via OCBC Online Banking

Login to online banking

Don't have online banking yet? Apply now

By mail or fax

Download form

Complete the Balance Transfer application form

Download application form

Mail to

Oversea-Chinese Banking Corporation Limited
Credit Cards Balance Transfer
Robinson Road
P.O. Box 1187
Singapore 902337


Fax to

(65) 6784 2953


Get us to call you

SMS <2x> to 72222 for more details. We'll call you back within 3 working days.

Terms and conditions