Balance Transfer

OCBC Credit Cards Balance Transfer

Get extra cash for the things you need when you convert the available limit on your credit card to cash with Balance Transfer.

Plus, you can pay off the outstanding on your other banks' credit cards bills and start enjoying interest-savings!

Here are your repayment options

  3 months 6 months 12 months
Applied Interest Rate (per year) 0% 0% 0%
Processing Fee 1.68% 2.50% 4.50%
Effective Interest Rate (per year) 6.74% 5.19% 4.99%

Note: Effective interest rates include interest rate (per year) and processing fee.

2 ways to apply

Online banking

Submit an online application via OCBC Online Banking

Login to online banking

Don't have online banking yet? Apply now

Online form

Submit an online application via online form


Get us to call you

SMS <2x> to 72222 for more details. We'll call you back within 3 working days.