Fixed repayment loan (CashWise)

Get extra cash with your credit card
& choose your preferred
instalment period

Receive up to 90% of your credit limit

  • Cash is deposited into your bank account upon approval
  • Fixed monthly repayments
  • A choice of 6-, 12- or 24-month instalment plans
  • Transaction do not earn OCBC$ or Robinsons$

Interest rates and monthly instalments

Illustration based on a loan amount of S$5,000:

Loan termProcessing FeeMonthly instalments
6 months 3% (EIR 10.53% a year) S$833.34
12 months 6% (EIR 11.58% a year) S$416.67
24 months 9% (EIR 9.22% a year) S$208.34

Apply by mail or fax

Download form

Complete the CashWise application form

Download application form

Mail to

Oversea-Chinese Banking Corporation Limited
Credit Cards CashWise
Robinson Road
P.O. Box 1187
Singapore 902337

Fax to

(65) 6784 2953


Terms and conditions

Get us to call you

SMS <CW> to 72222 for more details. We’ll call you back within 3 working days.