MultiSave is a specially created statement savings account to complement the OCBC SmartChange scheme and can only be opened for OCBC Cardmembers once they sign up for OCBC SmartChange. It is optional for customers to open a MultiSave Account.
Cardmembers’ Spare Change, SmartChange Reward and Spending Rebates (applicable only for Credit Card customers) will be channeled to MultiSave, if they do not have an eligible OCBC deposit account.
Interest Rates
Account Balance
Interest Rates (p.a.)
First S$10,000
0.050%
S$10,001 to S$50,000
0.050%
S$50,001 to S$250,000
0.080%
Above S$250,000
0.080%
Benefits
No minimum initial deposit required
Convenient one-step account opening together with OCBC SmartChange sign up
Apply for OCBC SmartChange today at www.ocbc.com/SmartChange and open a MultiSave Account concurrently.
Fees
No service charge and monthly account fee
Deposit Insurance Scheme
Singapore dollar deposits held by or for a non-bank depositor in accounts listed in OCBC Bank's Insured Deposit Register (available at www.ocbc.com/policies) will be insured in accordance with and for up to the limits specified in the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.