OCBC SmartSavings Account is designed to help you grow your savings with up to 4 times the interest rates of most regular savings accounts1. So you can sit back and watch your savings grow faster than before. What's more, for all ladies who sign up for the OCBC SmartSavings Account, you'll automatically become an OCBC Ladies' Circle member and experience a world of rewards as you grow your wealth. Click here to discover more!
Interest bearing account if monthly average balance is at least S$1
Enjoy up to 4 times higher interest rates1
No monthly paper statement for greater privacy and security
Option to have an Easi-Card for cash withdrawal or deposit at our ATMs and Automated Deposit Machines at all OCBC Branches and Fastlanes
24-Hour account access through OCBC Internet Banking and OCBC Phone Banking
Deposit cash into your account using our new non-card deposit facility
Individuals aged 18 years old and above
Minimum initial deposit S$2,000 in fresh funds
Available as a single or a joint account
Service fee of S$2 only if monthly average balance falls below S$1,000
Click here for Pricing Guide
Account Balance
Interest rates (p.a.)2
First S$10,000
0.5%
Above S$10,000
1.0%
Singapore dollar deposits held by or for an individual or a charity in accounts listed in OCBC Bank's Insured Deposit Register (available at www.ocbc.com/policies) will be insured in accordance with and for up to the limits specified in the Deposit Insurance Act.
1 Compared to interest rate in regular savings accounts at 0.25% p.a.
2 Promotional interest rates are subject to change without prior notice
Notice of Changes on selected Transaction fees. Find out more »
Deposit Insurance Scheme. Find out more »
