OCBC SmartChange - The smart way to save when you spend

Introducing a smart and effortless way to help you save towards your goals. With OCBC SmartChange, daily expenses charged to your OCBC Credit and/or Debit Cards are automatically rounded up to the nearest dollar. This Spare Change will then be automatically transferred to an OCBC account of your choice - it's that simple!

What's more, OCBC will match 100% of your Spare Change earned, dollar-for-dollar for the first 3 months¹! This means you will get to double your savings with OCBC SmartChange.

¹100% Matching is subject to a maximum of S$188 for the first 3 months. Thereafter, the rate of matching of Spare Change will be 4.88%. Terms and conditions apply.