OCBC SmartChange for Credit Cards - Cards

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OCBC SmartChange for Credit Cards

Save on every purchase you make with your OCBC Credit Card

Everytime you charge your purchases to your OCBC Credit Card, SmartChange helps you save effortlessly. It's really very simple.

SmartChange automatically rounds up each of your credit card expenses to the nearest dollar1. This spare change will then be transferred to an OCBC account of your choice.

Next Steps : Download Form

HERE'S HOW IT WORKS!

Double your savings with 100% Matching

It's true! Your spare change will be matched dollar-for-dollar by the bank in the first 3 months2. From the 4th month onwards, we will continue to match your savings at 4.88%. What's more, there's no limit to the amount you can earn in a year.

Enjoy Spending Rebate on all your purchases

With SmartChange, you will also enjoy 0.4% rebate3 on your purchases with your OCBC Credit Card

Where your SmartChange savings go

Where it goes is entirely up to you. You may designate your OCBC savings or current account, or even your child's savings account.

For list of eligible accounts type, please click here.

APPLY TODAY!

Simply download the application form on the overleaf and mail it back to us to start enjoying the benefits of SmartChange.

For a list of Frequently Asked Questions on OCBC SmartChange for Credit Cards, please click here.

Terms and conditions governing the OCBC SmartChange Scheme for Credit Cards apply.

1 Except Cash Advance, Balance Transfers, Cashwise transactions, any fees, interests, late payment charges.

2 100% Matching is subject to a maximum of S$188 only.

3 Spending Rebate will replace the earning of OCBC$

4 100% Matching is applicable to the first 3 months, subject to a maximum of S$188 only

Deposit Insurance Scheme

Singapore dollar deposits held by or for an individual or a charity in accounts listed in OCBC Bank’s Insured Deposit Register (available at www.ocbc.com/policies) will be insured in accordance with and for up to the limits specified in the Deposit Insurance Act.