The total transfer amount(s) plus the utilised amount on your Credit Card Account(s)  must not exceed 90% of your assigned credit limit, excluding credit balances.

* A payment of at least the minimum amount stated in each monthly Balance Transfer statement must be made by the payment due date stated therein. The promotional interest rate of 0% p.a. for 6 months from the date of OCBC Bank’s approval and a one-time 2.5% processing fee on the approved transfer amount will apply. The total transfer amount(s) plus your utilised amount on your Credit Cards Accounts must not exceed 90% of your assigned credit limit. Any fees, interest and charges incurred, will be subjected to the promotional interest rate if these amounts are not paid in full. Upon expiration of the promotional interest rate, the prevailing interest rate of 24%p.a. shall apply.

^Figures have been simplified for illustration purposes.
For more details, please refer to the OCBC Terms and Conditions of Balance Transfer Facility
**Savings when compared to interest rate of 24% p.a. on other banks’ credit cards or lines of credit.

Note:
Please note that OCBC$ will not be awarded for Balance Transfer transactions.