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Click here for full Terms & Conditions.
- If your annual qualifying income is equal to or more than S$30,000 but less than S$120,000; the maximum credit limit granted is (a) up to four times (4x) your monthly income or such other multiplier of your monthly income as may be permitted by applicable regulatory requirements; or (b) up to S$100,000; whichever is lower.
- If your annual qualifying income is equal to or more than S$120,000, the maximum credit limit granted is (a) up to six times (6x) your monthly income or such other multiplier of your monthly income as may be permitted by applicable regulatory requirements; or (b) up to S$200,000; whichever is lower.
- Please note that if your income documents reflect an income increment from our records, we will, subject to our review, increase the credit limit on your OCBC Credit Card(s). However, should your income documents submitted reflect a lower monthly income than what is currently in our records, we will adjust your current credit limit in line with your current monthly income.
- If you have been granted a temporary credit limit increase, please note that any increase to your permanent credit limit pursuant to our review will be effected only after the temporary credit limit increase has been readjusted to the permanent credit limit.
- Kindly allow 2 weeks for processing. You will be notified of any revisions to your credit limit by mail. Approval is subject to the bank’s sole discretion and the bank reserves the right to reject the credit limit review request without providing any reason.
- If your annual qualifying income is equal to or more than S$30,000 but less than S$120,000; your credit limit will be readjusted if you take up other unsecured credit facilities subsequently, so that your aggregate credit limit for all unsecured credit facilities and credit cards shall not exceed the maximum credit limit stated above.
- These terms and conditions shall be governed by the laws of Singapore and you irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
If you have any queries, please feel free to call our 24-Hour Hotline at 1800 363 3333.
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