OCBC BEST Denki Credit Card

BEST-OCBC Platinum Credit Card | OCBC


Age 21 and above

Annual income S$30,000 and above

Singaporeans, Singapore PRs and foreigners

How to apply

Fees & charges

Principal card: S$53.50 a year

Supplementary card: S$32.10 a year

No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

The best privileges are in store

BEST Rewards

Receive 8% BEST Rewards (equivalent to 2% cash rebate) for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan.

e.g. S$100 spent at BEST Denki = 8 BEST Rewards = S$2 cash rebate

Up to 2.5% cash rebates yearly

Earn extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above.

Free Delivery

Spend a minimum of S$200 in a single receipt on bulky items (those that do not fit into a car boot) and have your purchases delivered for free.

Safety 5 warranty programme

Pay only 10% of the purchase price for a 5-year warranty period that covers product failure.

Change in BEST Rewards Crediting period

With effect from 1 December 2014, BEST Rewards will be credited to cardholders account within 3 days from purchase date.

Withdrawal of BEST Denki Free Parking Privilege

The free parking privilege for BEST-OCBC Members will be withdrawn effective from 1 October 2014.

Withdrawal of BEST Denki Instant Discount Privilege

With effect from 1 October 2014, the instant discounts of up to 10% when customers purchase system air-conditioners and selected accessories will be discontinued.

Current spotlights

0% instalment payment plan

Choose to pay over a period of 6, 12, 24 or 36 months, with a minimum purchase of S$200.

Exclusive invitations to members' events

Be invited to members-only events, private sales and participate in specially organised workshops and product seminars.

BEST Denki retail outlets

Shop for a wide range of electronics at our retail outlets island-wide.

View all BEST Denki locations

OCBC card promotions


Shop at retail outlets across Singapore with discounts of up to 25%


Priority entry at nightspots and discounts for concerts, performances and movies


Sample an array of cuisines with great deals and discounts at cafés, bars, bistros and restaurants


Reduced airfares, discounted travel packages and other travel deals

How to apply

Get your credit card in

5 simple steps

How to apply for a supplementary card

Terms and conditions