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CashPA
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CashPA is a comprehensive personal accident plan with hospital cash benefit that not only protects you and loved ones with up to S$177,000 coverage*; it also gives you 50% of your money back after 5 years if no claim is made. Apply today to get 100% personal accident protection at only half the price^!

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 Benefits

50% of your paid premiums (without interest paid and GST) returned after 5 years if no claim is made.

If the policy is terminated before the 5-year term, you will be entitled to the following refund amounts if no claim is made:

 ^Premium Refund Schedule

 % of Total Premuims
(without interest and GST)

  Up to expiry of 1st Anniversary Date

 0%

  Up to expiry of 2nd Anniversary Date

 0%

  Up to expiry of 3rd Anniversary Date

30%

  Up to expiry of 4th Anniversary Date

 40%

  Up to expiry of 5th Anniversary Date

 50%

 

Choice of 2 comprehensive plans

*Benefits

Deluxe Plan

 Superior Plan

Accidental Death

 S$100,000

 S$150,000

Accidental Disability+

  S$100,000

 S$150,000

Daily Hospital Accident Cash (up to 180 days)

  S$100

S$150

 

+Accidental Disability Cash Payment Scale

 % of Sum Insured

Permanent Total Disablement 

 100%

Loss of Both Arms or Both Legs or One Arm and One Leg 

 100%

Loss Of One Arm or One Leg

100%

Loss of Sight in One Eye and of One Arm or One Leg

 100%

Loss of Sight in One Eye

 100%

 

Immediate worldwide coverage, 24 hours a day

Pays on top of your existing Personal Accident insurance plans and no restrictions on how you can use the cash benefit

No medical examination required upon enrolment

Low month premiums

 Eligibility

Insured Adult must be aged 21 to 59 years old at time of enrolment. (This plan is renewable up to age 65.)

Persons of the following occupations are ineligible: police force/fire service/civil defence/military/CISCO personnel, security officers/guards, taxi/despatch/heavy vehicle/delivery van drivers, professional sports personnel, diver, and air crew members (including pilots). Persons with occupation involving underground, offshore work and operation are also excluded.

Important Notice

CashPA is underwritten by Overseas Assurance Corporation Ltd, a wholly-owned subsidiary of Great Eastern Holding Ltd and a member of OCBC Group.

This material is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. Specific terms and conditions are applicable to insurance policies and these details are set out in the policy contract. You may wish to seek advice from a qualified adviser before making a commitment to buy the insurance policy. In the event you choose not to seek advice from a qualified adviser, you should consider whether the product in question is suitable for you. You should consider carefully if you are intending to switch policies as this might be detrimental to your ability to finance your current and future insurance needs.

The benefits payable are subject to the occurrence of the accident during the policy period.

Pre-existing medical conditions are excluded.

This policy is subject to the Payment Before Cover Warranty Clause, which requires the premium to be paid and received on or before the inception date of the policy and endorsement.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinions, view or estimate) provide herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obliation to update the information or to correct any inaccuracy that may become apparent to a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided therein.

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