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Hospital Accident Care
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Hospitalisation charges can be very expensive. That is why we have specially designed Hospital Accident Care with coverage of up to S$511,000 to help you cope with the expensive hospitalisation charges incurred in the unfortunate event of an accident.

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 Benefits

Daily cash income in addition to any claims against any other coverage that you may already have

Option to extend the same coverage to your spouse or add-on coverage for your children

Cash Benefits

 Per Main Insured/Spouse

 Per Child

Daily Hospital Income due to an accident (up to 730 days)

 S$350

 S$200

Daily Hospital Income if admitted into Intensive Care Unit due to an accident (up to 730 days)

 S$700

 S$400

24-hour worldwide protection - be it at work, leisure or on a business trip overseas

Easy enrolment - no medical examination is required prior to acceptance

Affordable and guaranteed premium that does not increase with age

 Eligibility

Insured person (self/spouse) - between age 21 and 59 years old at time of enrolment. This plan is renewable up to age 65 for the insured adults

Insured child - between 1 and 17 years old at time of enrolment and must be accompanied by at least one Parent

The following occupations are excluded: police force / fire service / civil defence / CISCO /  military personnel, taxi / dispatch / heavy vehicle / delivery van drivers, security officers / guards, chauffeurs

Important Information

Hospital Accident Care is underwritten by The Overseas Assurance Corporation Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group, and is not deposits or obligations of, or guaranteed by OCBC Bank. Benefits payable are subject to the occurence of the accident during the policy period. You may wish to seek advice from a financial adviser before making a commitment to purchase a insurance policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the insurance policy in question is suitable for you.

It is usually detrimental to replace an existing accident and health policy with a new one. A penalty may be imposed for early policy termination and the new policy may cost more or less benefits at the same cost.

This material is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. A person interested in the insurance policies should read the product summary and benefit illustration (available from OCBC Bank) before deciding whether to buy this product. This policy is subject to the Payment Before Cover Warranty Clause which requires the payment to be paid and received on or before the inception date of the policy and endorsement.

No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information  presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Policy Owners' Protection Scheme

This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

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