Have you ever had to cancel a holiday trip or missed a flight? Lost your baggage? Need emergency medical care while travelling? For a worry-free holiday, get the comprehensive travel protection you need with TravelWise. It is now enhanced with more benefits to give you greater peace of mind.
Benefits
- Coverage for accidental death & disablement of up to S$300,000
- Reimbursement of medical expenses incurred overseas of up to $300,000
- 24-hour worldwide emergency medical assistance and evacuation of up to S$1 million
- Compensation on travel delay and baggage delay of up to $1,000 each, and baggage loss of up to $5,000
- Extended cover for any number of children under the Family Plan
TravelWise now comes in 2 different tiers to suit your travel needs better. You can choose between basic coverage (ValueWise) and enhanced coverage (SupremeWise).
COVERAGE
| COVERAGE |
MAXIMUM LIMIT FOR ANY ONE TRIP |
| |
ValueWise |
SupremeWise |
Accidental Death & Disablement
(per person)
- Adult
- Elderly adult aged 70 years old & above
- Child |
S$100,000
S$50,000
S$25,000 |
S$300,000
S$150,000
S$75,000 |
Accidental Death on Public Transport |
Twice of above |
| COVERAGE |
MAXIMUM LIMIT FOR ANY ONE TRIP |
| |
ValueWise |
SupremeWise |
Medical Reimbursement
a) Medical Expenses Incurred Overseas
- Adult
- Elderly Adult aged 70 years old & above
- Child
b) Medical Expenses Incurred In Singapore for follow-up Treatment (per person)
- Adult
- Elderly Adult aged 70 years old & above
- Child
Maximum limit in the aggregate per Trip for medical Treatment by Chinese Physician, Chiropractor and Physiotherapist (Revised) |
S$100,000
S$50,000
S$25,000
S$5,000
S$2,500
S$1,250
S$100 |
S$300,000
S$150,000
S$150,000
S$15,000
S$7,500
S$7,500
S$200 |
Hospital Cash
- Covers Hospital Confinement Overseas (maximum daily limit: S$200)
- Covers Hospital Confinement in Singapore upon immediate return from overseas (maximum daily limit: S$100)
|
S$1,500
S$500 |
S$5,000
S$1,000 |
Hospitalization / Compassionate Visit
Pays travelling and hotel accommodation expenses incurred by one Relative/friend
if the Insured Person is hospitalized for more than 5 days or is deceased whilst Overseas. |
S$5,000 |
S$5,000 |
Child Companion
Pays travelling and hotel accommodation expenses incurred by one Relative/friend to accompany the Insured Person’s children
home following the hospitalization of the Insured Person whilst Overseas. |
S$5,000 |
S$5,000 |
Emergency Evacuation (Revised)
Covers all Appointed Assistance Company emergency medical evacuation expenses. |
S$1 million |
S$1 million |
Repatriation of Mortal Remains
Covers all Intl.SOS expenses incurred in returning the remains of the Insured Person who suffered loss of life during the Trip to Singapore or the Country of Origin. |
S$10,000 |
S$20,000 |
| COVERAGE |
MAXIMUM LIMIT FOR ANY ONE TRIP |
| |
ValueWise |
SupremeWise |
Trip Cancellation
Reimburses irrecoverable travel and accommodation expenses paid in
advance if the Trip is cancelled
within
30 days before its commencement. |
S$5,000 |
S$10,000 |
Trip Postponement
Reimburses administrative charges for travel and accommodation expenses
paid in advance if the Trip is postponed within 30 days before its commencement. |
S$500 |
S$1,000 |
Trip Curtailment
Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the Trip. |
S$5,000 |
S$10,000 |
Trip Interruption
Covers the unused portion of the Trip due to hospitalization of the Insured Person. |
S$1,500 |
S$3,000 |
Emergency Telephone Charges (New)
Pays actual mobile phone charges incurred for engaging the services of our Appointed Assistance Company for which a claim has been admitted under Section 1, 2, 7 or 8 of the policy. |
S$50 |
S$100 |
Travel Delay (Revised)
Pays S$100 for every full 6 consecutive hours delay whilst Overseas.
Pays S$100 for every full 6 consecutive hours delay whilst in Singapore up to S$500. |
S$500 |
S$1,000 |
Overbooked Flight/Missed Connections
Reimburses hotel accommodation, meals or refreshment expenses as a result of misconnection of conveyance or overbooked flights. |
S$100 |
S$200 |
Baggage Delay (Revised)
Pays S$200 for every full 6 consecutive hours that the Insured Person's checked-in baggage is delayed whilst Overseas.
Pays up to S$200 where delay occurs in Singapore for at least full 6 consecutive hours. |
S$500 |
S$1,000 |
Baggage Loss
Covers loss or damage to baggage, clothing and personal effects. Maximum S$1,000 for any one article (including laptop computer) or a pair or a set of articles; S$250 for personal digital assistants (PDAs), handphones and spectacles. |
S$1,000 |
S$5,000 |
Personal Money & Travel Documents
Pays the replacement costs for passports, travel tickets and other relevant documents, and up to S$100 for loss of money due to robbery, burglary, theft or natural disasters. |
S$1,000 |
S$5,000 |
| COVERAGE |
MAXIMUM LIMIT FOR ANY ONE TRIP |
| |
ValueWise |
SupremeWise |
Personal Liability
Covers the Insured Person against liability to third parties or damage to their property caused by his/her negligence. |
S$500,000 |
S$1 million |
Hijack
Pays S$250 for every complete 12 hours after the carrier is hijacked. |
S$5,000 |
S$5,000 |
Automatic Extension of Cover
Extends the cover automatically without additional premium under specified circumstances. |
Up to 30 days |
Rental Vehicle Excess
Pays the cost of the insurance excess of a car rented by the Insured Person if it is involved in an accident |
S$250 |
S$500 |
Theft or Damage to Golfing Equipment
Covers the Insured Person for theft of or damage to Golfing Equipment belonging to the Insured Person during the Trip. |
S$500 |
S$1,000 |
Credit Card Indemnity
Pays a lump sum that is equal to the actual total outstanding balance of the Insured Person's Credit Card Account with OCBC Bank incurred up to the date of Accident, in the event of death to the Insured Person occurring within 90 days after the date of accident. |
S$1,000 |
S$5,000 |
Household Contents
| a) |
Due to Fire |
| |
Pays for damage (due to fire) to household contents of the Insured Person's residence which was left vacant for the full duration of the trip. |
| b) |
Due to Burglary |
| |
Pays for loss or damage (due to burglary) to household contents of the Insured Person's residence which was left vacant for the full duration of the trip. |
|
S$2,000
S$2,000 |
S$2,000
S$2,000 |
Kidnap and Hostage
Pays S$200 for loss of income for every 24 hours the Insured is kidnapped whilst travelling overseas. |
S$2,000 |
S$2,000 |
Terrorism Extension*
Applies to Sections 1, 2, 3 and 7 only if they occur as the result of an Act of Terrorism. |
S$50,000 |
S$100,000 |
PREMIUMS
Area 1 Countries : Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea. Laos, Macau, Malaysia, Myanmar, New Zealand, Philippines, Taiwan, Thailand, and Vietnam. |
| Area 1 |
Individual |
Family |
| |
ValueWise |
SupremeWise |
ValueWise |
SupremeWise |
1 - 4 days (minimum) |
S$24 |
S$40 |
S$75 |
S$90 |
Subsequent Day |
S$4 |
S$5 |
S$7 |
S$9 |
Annual Premium |
S$200 |
S$310 |
S$380 |
S$510 |
Area 2 Countries : Worldwide |
| Area 2 |
Individual |
Family |
| |
ValueWise |
SupremeWise |
ValueWise |
SupremeWise |
1 - 4 days (minimum) |
S$34 |
S$50 |
S$95 |
S$110 |
Subsequent Day |
S$5 |
S$6 |
S$9 |
S$11 |
Annual Premium |
S$270 |
S$390 |
S$500 |
S$650 |
ACTIVATE NOW
CONTACT US
For more enquiries, please call 6248 2699 (Monday - Friday, 9am - 5pm).
1 The TravelWise 2012 Spring promotion is valid from 1 January 2012 to 31 March 2012.
Policyholder - must be at least 16 years of age on the Period of Cover.
Insured Person - shall mean the person(s) named in the Policy:
- For Return Trip Family Cover, family shall mean the Insured and/or his/her spouse and unlimited number of legitimate Children OR one or two adults who are not related by marriage and a maximum of four Children who must be at least family related (i.e. legitimate Child or ward, sibling, grandchild, niece, nephew or cousin) to any one of the adults. All insured Persons under the Return Trip Family Cover must depart from and return back to Singapore together at the same time as a family.
- For Annual Family Cover, family shall mean the Insured and/or his/her spouse and unlimited number of legitimate Children. During the Policy Period, a Child making a Trip under an Annual Family Cover must be accompanied by at least the Insured or his/her spouse.
Child/Children - shall mean unmarried child/children who are more than 3 months old but less than 18 years old or up to 24 years of age if still studying full time in a recognized institution of higher learning.
Return Trip Cover - Not more than 182 days per trip.
One Way Trip Cover - 4 days upon arrival at destination or upon reaching the place of residence, whichever occurs first.
Annual Trip Cover - 90 days per trip for unlimited number of trips during the Policy Period. |
IMPORTANT NOTICE
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of the plans are specified in the policies. TravelWise is underwritten by Overseas Assurance Corporation Ltd, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group. TravelWise is not a bank deposit or obligation of, or guaranteed by OCBC Bank.
No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Policy Owners' Protection Scheme
This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg)
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