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Benefits at a Glance
  • Additional 10% of Sum Assured paid out upon diagnosis of any of the five
    major critical illnesses
  • Guaranteed acceptance - No need for medical examination and no health
    questions to answer
  • High affordability - Premiums start from as low as 43 cents per day
 
You're in : Home » Insurance » Life » Term Plan » Smart Supreme
 

Ensure that your loved ones remain on track to fulfill their dreams even if your life takes a sudden and unfortunate turn. Get the protection you need for peace of mind. Premiums start as low as S$0.43 per day.

 

Benefits

  • Additional 10% of Sum Assured paid out upon diagnosis of any of the five major critical illnesses
  • Guaranteed acceptance - No need for medical examination and no health questions to answer
  • High affordability - Premiums start from as low as 43 cents per day

Sum Assured Options

Plan 1 Plan 2
S$50,000 S$100,000

Benefits (All payouts are lump-sum basis)

  • 100% Payout upon Death or Total & Permanent Disability (TPD)
  • Additional 10% of Sum Assured* upon diagnosis of any the following 5 major critical illnesses:

    1. Heart Attack
    2. Stroke
    3. Coronary Artery By-Pass Surgery
    4. Major Cancers
    5. Kidney Failure

* Sum Assured for Death/TPD will remain unaffected if any critical illness benefit is payable.
Note: Pre-existing conditions before the Effective Date will not be covered.

Geographical Coverage

Worldwide 24-hour Coverage

Medical Requirement

  • Guaranteed acceptance
  • NO medical examination required
  • NO health questions asked

Eligibility

Singaporeans and Singapore Permanent Residents

Entry Age (Min/Max)

21 years to 60 years (age next birthday)

Coverage Renewal

Renewal up to 65 years old

Premium Mode

Monthly or Annually

 

Monthly Premiums

Age Next Birthday Plan 1
Sum Assured S$50,000
Plan 2
Sum Assured S$100,000
  S$ S$
30 & below 13 26
31 - 39 16 32
40 - 49 32 64
50 - 54 56 112
55 - 60 123 246
61 - 65 (Renewal only) 123 246

 

Annual Premiums

Age Next Birthday Plan 1
Sum Assured S$50,000
Plan 2
Sum Assured S$100,000
  S$ S$
30 & below 151 303
31 - 39 186 372
40 - 49 372 745
50 - 54 652 1,304
55 - 60 1,432 2,863
61 - 65 (Renewal only) 1,432 2,863

 

Note: Customers who are currently insured under Smart Life are only eligible to apply for Plan 1 (Sum Assured S$50,000)

 

APPLICATION

For application, please complete the Proposal Form using Credit/Debit Card Payment or Proposal Form using GIRO Payment and together with each member’s copy of NRIC/Birth Certificates, fax to 6532 3478 or mail to the below address:

Great Eastern Life Assurance Co Ltd
1 Pickering Street #13-01
Great Eastern Centre
Singapore 048659
Attn : Group Insurance Department

 

CONTACT US

For more enquiries, please call 6248 2323 (Monday - Friday, 10am - 5pm, excluding Public Holidays) or email groupMM@lifeisgreat.com.sg.

 

IMPORTANT NOTICE

Smart Supreme is underwritten by Great Eastern Life Assurance Co Ltd, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group, and is not a deposit or obligation of, or guaranteed by OCBC Bank. This material is for general information only. It is not a contract of insurance. All pre-existing conditions are excluded. The precise definitions, terms and conditions of this insurance plan are specified in the policy contract. This plan does not have any cash value. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and any surrender value payable may be less than the total premiums paid. You should seek advice from a financial adviser before making a commitment to purchase a life policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the life policy is suitable for you.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is usually detrimental to replace an existing accident and health policy with a new one, A penalty may be imposed for early termination and the new policy may cost more or have less benefits at the same cost.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

 

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg)

 
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