Travel Insurance (TravelWise)
Choose from 2 plans
to suit your travel needs
Coverage
Eligibility
- Age 3 months and above
- Child coverage applies if insured person is age 18 and below (or up to 24 years old if studying full-time in a recognised institution of higher learning)
How to apply
Benefits
Coverage for accidental death and disablement of up to S$300,000
24-hour worldwide emergency medical assistance and evacuation of up to S$1 million
Extended cover for any number of children under the Family Plan
Reimbursement of medical expenses incurred overseas of up to S$300,000
Compensation on travel and baggage delay of up to S$1,000 each, and baggage loss of up to S$5,000
Choose between basic coverage (ValueWise) and enhanced coverage (SupremeWise)
Promotion
20% off
15% + 5% off
via OCBC Online Banking
apply with your OCBC Credit/Debit Card
Valid from 15 May to 30 June 2013. All return trip plans must commence no later than 90 days from date of application.
Our 2 plans and their coverage
- ValueWise: Basic coverage with reimbursements for inconveniences, disruptions and medical expenses incurred while travelling.
- SupremeWise: Enhanced coverage with higher reimbursements for inconveniences, disruptions and medical expenses incurred while travelling.
Basic coverage
Enhance coverage
Death and disablement
|
Accidental death and disablement
|
$100,000 |
$300,000 |
|---|---|---|
|
$50,000 |
$150,000 |
|
$25,000 |
$75,000 |
|
Accidental death on public transport
|
$200,000 |
$600,000 |
|
$100,000 |
$300,000 |
|
$50,000 |
$150,000 |
Medical expenses
|
Medical reimbursement (a) Medical expenses incurred overseas
|
$100,000 |
$300,000 |
|---|---|---|
|
$50,000 |
$150,000 |
|
$25,000 |
$150,000 |
|
(b) Medical expenses incurred in Singapore for follow-up treatment
|
$5,000 |
$15,000 |
|
$2,500 |
$7,500 |
|
$1,250 |
$7,500 |
|
Maximum limit in the aggregate per trip for medical treatment by Chinese physician |
$100 |
$200 |
|
Hospital cash
|
$1,500 |
$5,000 |
|
$500 |
$1,000 |
|
Hospitalisation / compassionate visit Pays travelling and hotel accommodation expenses incurred by one relative / friend if the insured person is hospitalised for more than 5 days or is deceased whilst overseas |
$5,000 |
$5,000 |
|
Child companion Pays travelling and hotel accommodation expenses incurred by one relative / friend to accompany the insured person’s children home following the hospitalisation of the insured person whilst overseas |
$5,000 |
$5,000 |
|
Emergency evacuation Covers all international SOS emergency medical evacuation expenses |
$1 million |
$1 million |
|
Repatriation of mortal remains Covers all international SOS expenses incurred in returning the remains of the insured person who suffered loss of life during the trip to Singapore or the country of origin |
$10,000 |
$20,000 |
Travel inconveniences
|
Trip cancellation Reimburses irrecoverable travel and accommodation expenses paid in advance if the trip is cancelled within 30 days before its commencement |
$5,000 |
$10,000 |
|---|---|---|
|
Trip postponement Reimburses administrative charges for travel and accommodation expenses paid in advance if the trip is postponed within 30 days before its commencement |
$500 |
$1,000 |
|
Trip curtailment Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the trip |
$5,000 |
$10,000 |
|
Trip interruption Covers the unused portion of the trip due to hospitalisation of the insured person |
$1,500 |
$3,000 |
|
Travel delay Pays S$100 for every full 6 consecutive hours delay whilst overseas and in Singapore |
$500 |
$1,000 |
|
Overbooked flight / missed connections Reimburses hotel accommodation, meals or refreshment expenses as a result of misconnection of conveyance or overbooked flights |
$100 |
$200 |
|
Baggage delay Pays S$200 for every full 6 consecutive hours that the insured person's checked-in baggage is delayed whilst overseas and in Singapore |
$500 |
$1,000 |
|
Baggage loss Covers loss or damage to baggage, clothing and personal effects. Maximum S$1,000 for any one article (including laptop computer) or a pair or a set of articles; S$250 for personal digital assistants (PDAs), handphones and spectacles |
$1,000 |
$5,000 |
|
Personal money & travel documents Pays the replacement costs for passports, travel tickets and other relevant documents, and up to S$100 for loss of money due to robbery, burglary, theft or natural disasters |
$1,000 |
$5,000 |
Others
|
Personal liability Covers the insured person against liability to third parties or damage to their property caused by his / her negligence |
$500,000 |
$1 million |
|---|---|---|
|
Hijack Pays S$250 for every complete 12 hours after the carrier is hijacked |
$5,000 |
$5,000 |
|
Automatic extension of cover Extends the cover automatically without additional premium under specified circumstances |
Up to 30 days |
Up to 30 days |
|
Rental vehicle excess Pays the cost of the insurance excess of a car rented by the insured person if it is involved in an accident |
$250 |
$500 |
|
Theft or damage to golfing equipment Covers the insured person for theft of or damage to golfing equipment belonging to the insured person during the trip |
$500 |
$1,000 |
|
Credit card indemnity Pays a lump sum that is equal to the actual total outstanding balance of the insured person's credit card account with OCBC Bank incurred up to the date of accident, in the event of death to the insured person occurring within 90 days after the date of accident |
$1,000 |
$5,000 |
|
Household contents (a) Due to fire
|
$2,000 |
$2,000 |
|
(b) Due to burglary
|
$2,000 |
$2,000 |
|
Kidnap and hostage Pays S$200 for loss of income for every 24 hours the insured person is kidnapped whilst travelling overseas |
$2,000 |
$2,000 |
|
Terrorism extension Applies to sections 1, 2, 3 and 7 only if they occur as the result of an act of terrorism |
$50,000 |
$100,000 |
Note: There is a maximum coverage limit for each trip.
Premiums
Area 1 countries: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea. Laos, Macau, Malaysia, Myanmar, New Zealand, the Philippines, Taiwan, Thailand, and Vietnam.
| Area 1 | Individual | Family | ||
| ValueWise | SupremeWise | ValueWise | SupremeWise | |
| 1 - 4 days (minimum) | S$24 | S$40 | S$75 | S$90 |
|---|---|---|---|---|
| Subsequent day | S$4 | S$5 | S$7 | S$9 |
| Annual premium | S$200 | S$310 | S$380 | S$510 |
Area 2 countries: Worldwide
| Area 2 |
Individual | Family | ||
| ValueWise | SupremeWise | ValueWise | SupremeWise | |
| 1 - 4 days (minimum) | S$34 | S$50 | S$95 | S$110 |
|---|---|---|---|---|
| Subsequent day | S$5 | S$6 | S$9 | S$11 |
| Annual premium | S$270 | S$390 | S$500 | S$650 |
3 ways to apply
Purchase online
Purchase with an OCBC Credit Card
Enjoy exclusive discounts when you sign up for TravelWise with an OCBC Credit/Debit card now.
Apply with an OCBC CardDon't have an OCBC Credit Card? Apply now
Via OCBC Online Banking
For existing OCBC Online Banking customers only
Don't have online banking yet? Apply now
Disclaimer
Please note that you will be leaving the OCBC Bank website to a third party website. OCBC Bank has no control over the third party website and is not responsible for its contents.
Disclaimer
Please note that you will be leaving the OCBC Bank website to a third party website. OCBC Bank has no control over the third party website and is not responsible for its contents.
Call the OAC hotline
(65) 6248 2699
Operating hours are from
9am to 5pm, Mondays to Fridays
(excluding public holidays)
All return trip plans must commence no later than 90 days from date of application.
Terms & Conditions for TravelWise promotion
- This promotion is valid from 1 April to 30 April 2013 (both dates inclusive).
- 30% discount for return trip plans is only applicable if you apply online (www.ocbc.com/travelwise) or via OCBC Online Banking and pay with any OCBC debit or credit card.
- OCBC Bank reserves the right at its sole and absolute discretion to terminate the promotion or make changes to the promotion or any of these terms and conditions at any time without notice. OCBC Bank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of any promotion / product. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any promotion / product, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any promotion / product by any person. The decision of OCBC Bank on all matters relating to this promotion shall be final and binding.
Terms & Conditions for TravelWise promotion
- This promotion is valid for plans purchased from 15 May to 30 June 2013 (both dates inclusive).
- 15% discount for return trip plans is only applicable if you apply online (www.ocbc.com/travelwise) or via OCBC Online Banking. Additional 5% discount for return trip plans only applies for payment with any OCBC debit or credit card and by clicking on the Cardmember sign-up link for online applications on www.ocbc.com/travelwise or via OCBC Online Banking. 20% discount for annual plans is applicable if you apply online (www.ocbc.com/travelwise), via OCBC Online Banking or OAC hotline.
- OCBC Bank reserves the right at its sole and absolute discretion to terminate the promotion or make changes to the promotion or any of these terms and conditions at any time without notice. OCBC Bank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of any promotion / product. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any promotion / product, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any promotion / product by any person. The decision of OCBC Bank on all matters relating to this promotion shall be final and binding.
Important notes
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of the plans are specified in the insurance policy contract. TravelWise is underwritten by Overseas Assurance Corporation Ltd, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group. TravelWise is not a bank deposit or obligation of, or guaranteed by OCBC Bank.
No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Policy Owners’ Protection Scheme
This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (http://www.gia.org.sg/ or http://www.sdic.org.sg/)
