* The Mercer ratings are provided for general information only. The Mercer rating for the Fund is as of September 2006.  Research views may be download from MercerFundWatch.com  

**  Distributions will be declared semi-annually on 30 Jun and 31 Dec. Distribution will be paid to investors within 30 days from the relevant declaration date. The distributions are not guaranteed and might be changed in the event of extreme market conditions or at the Manager’s (Schroder Investment Management (Singapore) Ltd) discretion in accordance with the Trust Deed. There may be no distributions in the event of extreme market conditions. Ordinarily, they will be reviewed annually. In the event of the Fund’s total return being less than 6 cents per unit per annum, distributions will be made from capital, subject to trustee approval. Investors should note that the 6 cents per unit per annum payout is only applicable for distributions within the first 2 years after the launch of t he scheme.  Thereafter, the Fund aims to make half-yearly distributions of at least 3M SIBID per unit per annum.

Any opinion, view or estimate presented is subject to change without notice and is made on a general basis and is not to be relied on by you as advice. OCBC Bank (Co. Regn. No. 193200032W) and Schroder Investment Management (Singapore  ) Ltd (Co. Regn. No. 1 99201080H) do not warrant the adequacy or completeness of such information. You should note that there are necessarily limitations and difficulties in using any graph, chart, formula or other devices to determine whether or not, or if so, when to, make an investment in the Fund. You may wish to seek advice from a financial adviser before purchasing units of the Fund. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting on this information. In the event that you choose not to seek advice from a financial adviser, you should consider whether the Fund in question is suitable for you. Any past performance, projection or forecast made are not necessarily indicative of the future or likely performance of the Fund. The value of units and the income from them, if any, may fall as well as rise. All applications for units in the Fund must be made on application forms accompanying the prospectus. You should read the prospectus, obtainable from OCBC Bank or Schroder Investment Management (Singapore) Ltd, before investing. The Fund is not an obligation of, deposits in, or guaranteed by OCBC Bank or Schroder Investment Management (Singapore) Ltd or any of their affiliates. The Fund is subject to investment risks, including the possible loss of principal amount invested. This brochure does not take into consideration the tax implications of the income earned as each person's tax position is different. You are advised to seek independent tax advice on your personal tax position arising from investing in the Fund. Units are not available to US persons.