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Overdrafts are revolving lines of credit. Secured overdrafts are overdrafts extended upon customers pledging their Time Deposits or, Unit Trusts as collateral to the Bank. You can use any amount up to the approved credit limit.
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 | Standby funds available without having to withdraw your Time Deposits or sell away your unit trusts.
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 | Interest is charged only on the amount used. |
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 | The interest rate for a secured overdraft varies according to the collateral provided. |
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To apply, please visit any one of the OCBC bank branches or call our Customer Service Officers at 1800 438 6088.
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