Attractive Interest Rate - Save more with our highly competitive rate.

Easy Repayment Scheme - Choose from 1 to 5 years to repay your Renovation Loan.  The competitive interest rate is based on monthly-rest, which means that each monthly repayment reduces your loan amount and interest charges, so you enjoy better savings.

Complimentary group term life insurance coverage¹ - Receive coverage for your full loan outstanding during the entire period of your loan.

Additional funds for furnishings - Receive additional funds of up to 4 times your monthly income with OCBC EasiCredit, IKEA friends VISA Card and The BEST-OCBC MasterCard².

Applicants must be Singapore Citizens or Permanent Residents between 21 and 55 years of age as of date of applicaiton.  You can apply with your spouse, child, parent or sibling.  Please submit documents as per Main Applicant.

To get a loan for your renovation:
For Single Applicant - earning at least $36,000 per annum
For Joint Applicant - total annual income of at least $36,000 between main and joint applicants, the main applicant must earn at least $24,000 per annum
For commission-based earner or self employed, the applicant must be in current business for 5 years

Click here for an application form, attach the required documents with completed form and mail to us at OCBC Bank, Home Solutions Package, Robinson Road P.O. Box 1187, Singapore 902337.

Or visit us at your nearest OCBC Bank Branch.

Or call our Customer Service Executives at 1800 438 6088 for more information.

For Single Applicant - earning at least $36,000 per annum

For Joint Applicant - total annual income of at least $36,000 between main and joint applicants, the main applicant must earn at least $24,000 per annum.

For commission-based earner or self employed, the applicant must be in current business for 5 years.

Click here for a Refinancing Renovation Loan Application Form, attach the required documents with completed form and mail to us at OCBC Bank, Home Solutions Package, Robinson Road P.O. Box 1187, Singapore 902337.

¹Insurance coverage is subject to insurability and underwriting conditions as may be imposed by Great Eastern Life Assurance Co Ltd, or such other insurer as may be appointed by OCBC Bank from time to time.

²The biennial fee for IKEA friends VISA is S$50 and BEST-OCBC MasterCard is S$30 p.a.. The effective interest rate is 24.96% p.a. for both cards except for purchases made with the IKEA friends VISA Card at IKEA Alexandra and IKEA Tampines, where the effective interest rate is 12% p.a.

³Your existing outstanding loan amount must be at least S$5,000 with a remaining loan repayment period of at least 2 years.