Up to S$30,000 or six times your monthly income, whichever is lower

Enjoy attractive interest rates up to five years repayment period, plus

Enjoy complimentary group term life insurance coverage¹ up to your loan amount for the entire period of your loan.

Daily free drinks and discounted meals for 2

Earn bonus points and OCBC$ with every purchase

Exclusive 12-month 0% interest instalment plan

Interest rate at 12% p.a. (usual 24% p.a.)

Discount on "Benefits Price" items

2 years annual fee waiver & more!

Earn 2% rebate & OCBC$ on your purchases storewide, even on 0% interest instalment plan

Extra 2% rebate on accumulated purchases every year

Enjoy extended warranty of up to 5 years at member's price

Exclusive "Members Only" events, deals and free gifts

Free delivery for purchases

2 years annual fee waiver & more!

Extra cash up to S$200,000 or up to 2 times of your monthly income, whichever is lower

Low minimum repayment of just 3% of your outstanding balance

The only line of credit that gives 8% cash rebate

Enjoy incredible savings with 0% Balance Transfer

To enjoy the benefits of Home Solutions Package, a  minimum annual income of S$30,000 is required.  For applicants who are interested to apply for Renovation Loan only, the main applicant must earn at least S$24,000 per annum.

Applicants must be a Singapore Citizen or Permanent Resident.

Individuals aged between 21 to 55 years old

Joint applicant must be spouse, child, parent or sibling of the main applicant.

Complete the Home Solutions Application Form attaching copies of the following documents:

• Copy of Pink/Blue NRIC (front & back)
• Your contractor's quotation signed by your contractor.
• Your income documents:
  For salaried employees
  - Latest computerised/electronic payslip
  - Or last 6 months' CPF contribution history statement
  - Or latest Income Tax Notice of Assessment
  - Income Documents are not required if your salary is credited via GIRO to your own singly operated OCBC Account for at least the last 3 consecutive months.
  For commission-based earners
  - Latest 3 months' computerised/electronic payslips
  - Or last 2 years' Income Tax Notice of Assessment
  For self-employed
  - Last 2 years' Income Tax Notice of Assessment
• For joint applications, please attach a copy of the following:
  - Marriage certificate (if applicants are spouses)
  - Or Birth certificate of both applicants (if applicants are siblings)
  - Or Birth certificate of child (if applicants are parent and child)
  

Please mail the completed form and documents to us at:

OVERSEA-CHINESE BANKING CORPORATION LIMITED
RENOVATION LOAN
ROBINSON ROAD P.O. BOX 1187
SINGAPORE 902337

Or visit us at your nearest OCBC Bank Branch.

Or call our Customer Service Officers at 1800 438 6088 for more information.

Please mail the completed form and documents to us at:

OVERSEA-CHINESE BANKING CORPORATION LIMITED
RENOVATION LOAN
ROBINSON ROAD P.O. BOX 1187
SINGAPORE 902337

¹Insurance policies will be underwritten by Great Eastern Life, or such other insurance company as may be appointed by OCBC Bank from time to time.
  Insurance coverage is subject to insurability and underwriting conditions by the insurer.
²Your existing outstanding loan amount must be at least S$5,000 with a remaining loan repayment period of at least 2 years.
³ Interest rate ranges from 6.25% p.a. to 10.50% p.a. and subject to change at the Bank's sole discretion.