Rates - Banking

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OCBC Prime Lending Rates

Prime Lending Rates: 5.0000% p.a.

Passbook Savings / Young Savers Account Rates

Amount	Rate (% p.a.)
First S$10000	0.125
From S$10001 to S$50000	0.125
From S$50001 to S$250000	0.250
Above S$250000	0.275

Basic Banking Account Rates

Amount	Rate (% p.a.)
First S$10000	0.125
From S$10001 to S$50000	0.125
From S$50001 to S$250000	0.250
Above S$250000	0.275

Statement Savings (With / Without Debit Card) Account Rates

Amount	Rate (% p.a.)
First S$10000	0.125
From S$10001 to S$50000	0.125
From S$50001 to S$250000	0.250
Above S$250000	0.275

MultiSave, Seniorate, Moi Account Rates

Amount	Rate (% p.a.)
First S$10000	0.125
From S$10001 to S$50000	0.125
From S$50001 to S$250000	0.250
Above S$250000	0.275

NTUC-OCBC Starter Account Rates

Amount	Rate (% p.a.)
First S$10000	0.125
From S$10001 to S$50000	0.125
From S$50001 to S$250000	0.250
Above S$250000	0.275

Time Deposit

	Rate (% p.a.)
$5,000 - S$20,000
1 - 2 mths	0.1000
3 - 5 mths	0.1500
6 mth	0.2500
7 - 9 mths	0.3750
10 - 11 mths	0.4000
12 mth	0.5500
18 mth	0.6000
24 mth	0.7000
36 mth	0.8000
>$20,000 - S$50,000
1 - 2 mths	0.1000
3 - 5 mths	0.1500
6 mth	0.2500
7 - 9 mths	0.3750
10 - 11 mths	0.4000
12 mth	0.5500
18 mth	0.6000
24 mth	0.7000
36 mth	0.8000

Please note that the current CPF interest rates for Ordinary Account is 2.5% per annum and Special Account is 4.0% per annum.

With effect from 4 June 2007, new CPF Time Deposit placements will not be accepted.

Esteem Time Deposits will earn 0.125% p.a. more than Time Deposits for amount S$5,000 - S$50,000.

	Rate (% p.a.)
>$50,000 - S$99,999
1 - 2 mths	0.1000
3 - 5 mths	0.1500
6 mth	0.2500
7 - 9 mths	0.3750
10 - 11 mths	0.4000
12 mth	0.5500
18 mth	0.6000
24 mth	0.7000
36 mth	0.8000
$100,000 - S$249,999
1 - 2 mths	0.1000
3 - 5 mths	0.1500
6 mth	0.2500
7 - 9 mths	0.3750
10 - 11 mths	0.4000
12 mth	0.5500
18 mth	0.6000
24 mth	0.7000
36 mth	0.8000
$250,000 - S$499,999
1 - 2 mths	0.1000
3 - 5 mths	0.1500
6 mth	0.2500
7 - 9 mths	0.3750
10 - 11 mths	0.4000
12 mth	0.5500
18 mth	0.6000
24 mth	0.7000
36 mth	0.8000
$500,000 - S$999,999
1 - 2 mths	0.1000
3 - 5 mths	0.1500
6 mth	0.2500
7 - 9 mths	0.3750
10 - 11 mths	0.4000
12 mth	0.5500
18 mth	0.6000
24 mth	0.7000
36 mth	0.8000

For deposits of more than S$1,000,000, you may call our Customer Service Officers at 1800 438 3333 or approach any one of our branches for the interest rates.

EasiCredit Effective Interest Rates

	Rate (% p.a.)
For Annual income of less than S$30,000	29.8%
For Annual income of more than S$30,000	17.8%

Effective Interest Rate is subject to compounding if the monthly interest charges are not repaid in full.

EasiSave Account (Without Debit Card) Rates

Amount	Rate (% p.a.)
First S$10000	0.1250
From S$10001 to S$50000	0.1750
From S$50001 to S$150000	0.3250
From S$150001 to S$1000000	0.4000
Above S$1000000	0.4800

EasiSave Account (With Debit Card) Rates

Amount	Rate (% p.a.)
First S$10000	0.1250
From S$10001 to S$50000	0.1750
From S$50001 to S$150000	0.3250
From S$150001 to S$1000000	0.4000
Above S$1000000	0.4800

MoneyMax Rates

Amount	Rate (% p.a.)
First S$10000	0.1250
From S$10001 to S$50000	0.1750
From S$50001 to S$150000	0.3250
From S$150001 to S$1000000	0.4000
Above S$1000000	0.4800

All rates are for information only and are subject to change without prior notice.

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