Terms & Conditions – NTUC Plus! Visa Credit & Debit Card Benefits

4% off everything at FairPrice
10% off everything at FairPrice
  • NTUC Plus! Visa Cardmembers with valid Union Memberships ("Cardmembers") can earn a 10% rebate at FairPrice and FairPrice Online and a 5% rebate in LinkPoints at Unity.
  • (Unity refers to the retail pharmacy arm of Unity Healthcare Co-operative and excludes Unity DentiCare.)
  • NTUC Plus! Visa Cardmembers must accumulate S$400 worth of Visa transactions outside FairPrice, FairPrice Online and Unity ("outstore spend") within the same calendar month to qualify.
  • Only valid for Visa payments using NTUC Plus! Visa Card above S$20 at FairPrice and S$15 for Unity. Not valid for purchase of gift vouchers, Big Sweep/4D/TOTO tickets and cigarettes.
  • 10% rebate is computed based on: i) A total of 7.5 LinkPoints per S$1 charged, amounting to 5% rebate, ii) 4% FairPrice Annual Cash Rebate, and iii) 1% rebate for Cardmembers who opt in for salary crediting into their NTUC-OCBC Starter Savings Account. This 1% rebate for salary crediting is from 1 April to 31 December 2015, and the first crediting will be by 31 May 2015. Subsequently, the crediting will be by the 25th of each month.

Full terms and conditions

Save 14% on fuel at Esso
18.3% fuel savings
  • 5% Esso Smiles Card Discount
  • 5% Esso service station site Discount
  • 4% NTUC Plus! / Plus! Visa Credit/Debit Card Discount
  • $15 cash rebate with minimum S300 nett fuel purchase per month (worth up to 4.3% savings based on gross fuel purchase price)
Payment must be charged to Plus! Visa / NTUC Plus! Visa Credit / Debit Card (Visa transactions only). Discount is not applicable for cash / NETS payment.

Full terms and conditions

Plus! U and ExxonMobil Asia Pacific Pte Ltd reserve the right to modify the terms and conditions without notice. All discounts and discounts validity period stated are correct at time of print and subject to change without notice.

3% off at Popular
3% off at Popular
  • A total of 4.5 LinkPoints will be provided for every S$1 transacted, amounting to 3% rebate at Popular. 0.5 LinkPoints will be credited in the same statement cycle of transaction, remaining 4 Bonus LinkPoints will be credited in the next 1 to 2 statement cycles.
  • Only valid for Visa payments using Plus! Visa / NTUC Plus! Visa Credit / Debit Card.
Earn 2% LinkPoints rewards on EZ-Reload (Bus/Train)
Earn 2% LinkPoints rewards on EZ-Reload (bus / train)
  • Receive 3 LinkPoints for every S$1 spent on EZ-Reload in Singapore, equivalent to 2% LinkPoints rewards (every 150 LinkPoints is equal to S$1 off at FairPrice). 0.5 LinkPoint will be credited in the same statement cycle of transaction, remaining 2.5 Bonus LinkPoints will be credited in the next 1 to 2 statement cycles. Total Bonus LinkPoints for EZ-Reload are capped at 3,000 LinkPoints per calendar month.  With effect from 1 July 2015, total Bonus LinkPoints for EZ-Reload will be capped at 500 LinkPoints per calendar month.
  • Payment must be charged to Plus! Visa / NTUC Plus! Visa Credit Card (Visa transactions only). LinkPoints are not issued for cash / NETS payment.
Earn 1.3% LinkPoints rewards on Singtel, M1, Starhub, SPH & Town Council bills
Earn 1.3% LinkPoints rewards on M1, StarHub, SPH & Town Council bills
  • Receive 2 LinkPoints for every S$1 spent, equivalent to 1.3% LinkPoints rewards (every 150 LinkPoints is equal to S$1 off at FairPrice). 0.5 LinkPoint will be credited in the same statement cycle of transaction, remaining 1.5 Bonus LinkPoints will be credited in the next 1 to 2 statement cycles. Total Bonus LinkPoints for M1, StarHub, SPH and Town Council bills are capped at 3,000 LinkPoints per calendar month.
  • Payment must be charged to Plus! Visa / NTUC Plus! Visa Credit Card (Visa transactions only). LinkPoints are not issued for cash / NETS payment.
Earn 1.3% LinkPoints rewards on electricity, water & gas bills
Earn 1.3% LinkPoints rewards on electricity, water & gas bills
  • Electricity, water and gas bills refer to bills charged by SP Services.
  • Receive 2 LinkPoints for every S$1 spent, equivalent to 1.3% LinkPoints rewards (every 150 LinkPoints is equal to S$1 off at FairPrice). 0.5 LinkPoint will be credited in the same statement cycle of transaction, remaining 1.5 Bonus LinkPoints will be credited in the next 1 to 2 statement cycles. Total Bonus LinkPoints for SP Services bills are capped at 750 LinkPoints per calendar month.
  • Only applicable for payment made at any SP Services Customer Service Centre. Payment must be charged to Plus! Visa / NTUC Plus! Visa Credit Card (Visa transactions only). LinkPoints are not issued for cash / NETS payment.
Save up to 20% at participating OCBC merchants
Save up to 50% at participating OCBC merchants
Earn 0.3% LinkPoints rewards on all Visa spend
Earn 0.3% LinkPoints rewards on all Visa spend
  • Receive 0.5 LinkPoint for every S$1 spent, equivalent to 0.3% LinkPoints rewards (every 150 LinkPoints is equal to S$1 off at FairPrice).
  • Payment must be charged to Plus! Visa / NTUC Plus! Visa Credit / Debit Card (Visa transactions only). LinkPoints are not issued for cash / NETS payment.
  • Monthly repayment amount for retail transactions on Instalment Payment Plans do not qualify for LinkPoints.
Up to S$30 cash rebate for recurring payments or EZ-Reload charged
$10 for any recurring bill payment + $20 with min.
$500 card spend